If you have a personal injury claim and use your private health insurance for treatment, you should notify your insurer and ascertain whether a refund will be payable from your claim.
It is important that this occurs because the rules of most private health insurers dictate that if you have a personal injury claim you must include the amount owing to the health insurer as part of your claim. This amount is then refunded to the health insurer from the settlement money.
Determining the refund to the health insurer is usually quite straightforward, as the health insurer will provide to your lawyer a list of all the treatment and costs it has paid on your behalf since the accident, and you can identify on the list the charges that relate to your injuries so the refund can be calculated. The health insurer will then inform your lawyer of the refund amount and it will be included in your claim.